Business bank account
Everything you need to manage your business finances, with a business debit Mastercard, payment tools and FSCS protection on eligible deposits of up to £120,000 per depositor. Learn more about deposit protection.
Business bank account, accounting and tax in one smart app
Business banking built for small businesses, with FSCS protection up to £120,000, 1.2% AER (variable) interest on tax pots and built-in accounting and tax tools.
Accounts powered by Griffin. Eligible deposits of up to £120,000 are protected by the FSCS.
Less admin. More of what you love.
Running a business is busy enough. That’s why Countingup brings together your business bank account, accounting and tax in one app, helping you spend less time on admin and more time to focus on what you love.
Built-in accounting
Bookkeeping happens as you spend. Transactions are categorised automatically, receipts are stored securely and your records stay organised.
Smart tax tools
See what you owe in real time, save for tax automatically and stay one step ahead of deadlines.
Get paid faster
Create and manage invoices, payment links and accept card payments. However your customers pay, we help the money flow in fast.
- Create and send personalised invoices in seconds
- Share payment links with customers
- Accept credit and debit card payments through Stripe
- Get instant notifications the moment you get paid
- Stay on top of unpaid invoices with helpful reminders
Save time on bookkeeping
Your time’s better spent on your business, not your books – that’s why automatic bookkeeping is built-in.
- Your transactions are automatically categorised
- Capture and store receipts in the app
- Share data directly with your accountant
- View real-time income and spending insights
Tax without the stress
Take the stress out of tax with built-in tools that help you estimate your tax bill, set money aside and file your VAT return.
- Save for tax automatically with tax pots
- Earn 1.2% AER (variable) on your tax pot balance. Interest rate tracks the Bank of England base rate
- Get automated filing reminders so you never miss a tax deadline
- See an estimate of your tax bill in real-time
- File VAT returns directly from the app
More smart tools for your business
- Direct Debits: Coming soon Set up and manage recurring bills and subscriptions from the app
- Payment reminders Get reminders for upcoming payments, so you never miss an important bill
- Business debit Mastercard Pay online, in store and on the go with your business debit Mastercard
- Save for tax automatically And earn interest on your tax pot savings, no matter the balance
- Snap and store receipts easily Keep expenses organised and in one place
- Track cashflow and performance Understand how your business is doing at a glance
- iwoca business loans Eligible limited companies can apply for business finance up to £400,000
- Share data with your accountant Give secure access to the information your accountant needs
- UK-based support We're on hand to answer your questions, 7 days a week
Built for small business owners
Whether you’re just starting out as self-employed, running an established limited company or turning a side hustle into something bigger, Countingup is built for businesses like yours.
Limited companies
Sole traders
Freelancers
Contractors
Simple monthly pricing that grows with your business
No need to pay for multiple subscriptions. With Countingup, you get your business bank account, accounting and tax tools all in one app, plus 3 free faster payments each month and 1.2% (AER) variable interest on tax pot savings.
Want to spend less time on admin and more time running your business?
Join over 100,000 small business owners already using Countingup.