Countingup Referral Incentive

Terms and Conditions

The Countingup Referral Incentive offer below (“Offer”) applies in respect referrals which satisfy the eligibility criteria and other provisions of these Terms and Conditions during the period commencing at midday on 27.10.2022 and ending at midnight on 16.12.2022 (“the Offer Period”).

Capitalised terms in these Terms and Conditions that are not otherwise defined where they appear shall have the meaning given to them in the Countingup Terms here particularly the Countingup Business current account agreement (“Countingup Account Agreement”), which includes our privacy policy.

1. Eligibility

Subject to these Terms, the Offer is only available where, during the Offer Period:

1.1 An existing Account Holder as at the beginning of the Offer Period (the “Referrer”) sends to a sole trader or limited company that is not the same person or entity as, or any person or entity connected with, the Referrer (“Referee”) the unique Countingup Referral Incentive link available in the Referrer’s Countingup App (“Referral Link”) which the Referee clicks on and uses to apply for an Account and a Card providing all information requested and in accordance with the Countingup Account Agreement (“Application”), provided that:

1.1.1 any sole trader acting as Referrer or Referee must be acting in the course of a business, trade or profession and not as a consumer);

1.1.2 the Referral Link has not been disabled by Countingup, whether for breach of these Terms and Conditions or the Countingup Account Agreement or expiry of the Offer (in such cases, the link would link to our website, but would not result in the display of the Offer messaging);

1.2 The Referee’s Application is accepted by Countingup;

1.3 The Referee, within 3 full calendar months after the date on which the Referee’s Application is accepted (“Acceptance Date”):

1.3.1 activates the Card (within 30 days after the Acceptance Date);

1.3.2 makes one or more valid card payments of at least £50 (excluding ATM withdrawals and transfers to the Referee’s accounts at another bank or payment service provider);

1.3.3 receives deposits of at least £200 into the Referee’s Account;

1.4 The Referrer receives deposits of at least £200 into the Referrer’s Account within 3 full calendar months after the Acceptance Date;

1.5 Neither the Referrer nor the Referee:

1.5.1 is in breach of any provision of the Countingup Account Agreement or is the subject of any investigation that would require its permanent or temporary suspension:

1.5.2 has shared a Referral Link publicly;

1.5.3 has impersonated Countingup, used the Countingup domain names or trademarks (apart from Referral Link or posted advertisements or sponsored links on search engines which appear when users search for the Countingup brand or trademarks (and any referrals arising out of or in connection with any misuse or infringement of the Countingup domain names or trademarks shall not qualify for this Offer);

1.5.4 has done anything that could bring Countingup into disrepute.

1.6 Where either or both the Referrer and Referee is or are a Limited Business, its legal status with Companies House allows for a one-time deposit to be processed by Countingup (for example, if the entity is ‘dissolved’, the one-time deposit cannot be processed).

2. Referral Incentive

2.1 If all the eligibility criteria in Clause 1 are met, Countingup will deposit the amount of £50 (“Incentive”) to the Account of each of the Referrer and the Referee within 5 full calendar months after the Acceptance Date.

3. General 

3.1 Countingup reserves the right to amend, modify, withdraw or extend this Offer or any part of it at any time without notice.

3.2 Each Referrer warrants and undertakes that the Referrer has obtained the consent of the Referee to receive the Referral Link.

3.3 Countingup accepts no liability or responsibility, and no Incentive will be payable, in the event that the Referee and/or the Referrer is or are prevented or restricted from meeting these Terms and Conditions due to a technical failure of any kind (including failure of any information technology).

3.4 Countingup will not discuss the Account or Application or the status of either the Account or the Application with any person other than the Account Holder or applicant, as the case may be.

3.5 Each of the Referrer and the Referee are responsible for paying any taxes or deductions in relation to the Incentive.

3.6 Staff members of Counting Limited are not eligible to benefit from this Offer.

3.7 Additional information about this Offer can be obtained by emailing support@countingup.com.

3.8 These Terms and Conditions shall be governed by and construed in accordance with English law and any dispute arising in relation to these Terms and Conditions shall be subject to the exclusive jurisdiction of the English courts.

Promoter: Counting Limited, 20-22 Wenlock Road, London N1 7GU. Counting Ltd trading as Countingup. Company number 10729748. Registered Office 20-22 Wenlock Road, London, N1 7GU. Multi-award-winning Counting Ltd, backed by Sage and ING Bank, designs and operates the Countingup websites and app, offering an electronic money (‘e-money’) business current account with innovative built-in accounting software. Prepay Technologies Ltd trading as PPS is the e-money issuer of your business current account and Counting Ltd is a registered Agent of PPS. PPS is authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuance of electronic money and protects customers against its insolvency by safeguarding an amount equivalent to the money held in Countingup’s e-money business current accounts. The Countingup card is an electronic money product issued by PPS pursuant to licence by Mastercard International Incorporated.