Forget everything you know about business banking
Countingup offers what traditional banks don’t – money, accounting and tax in one smart app.
Trusted by over 100,000 small businesses
Apply in minutes
And start accepting payments from customers straight away
Money, accounting and tax
Manage your business finances in one smart app
UK-based support
Get help from real people, real fast. We’re always happy to help!
Free 3 month trial
Try all of our smart features with no strings attached
More than just a traditional business bank account
Time is money.
We save you both
No need to juggle spreadsheets or pay for extra software. With Countingup, you get a business current account, accounting and tax tools in one smart app from just £3/month. Sound good?
Bookkeeping?
Sorted
Your business current account is your accounting software, so invoices are matched to payments, transactions are automatically categorised and you can attach receipts as you go. It’s all in one place.
Less admin. More of what you love
Send personalised invoices, share payment links and get paid faster without the follow-up. Smart Suggestions flag late payments, missing receipts and uncategorised transactions, so nothing slips through the cracks.
The smart way to do your taxes
With fully automated taxes, Countingup does the heavy lifting. SmartTax AI updates your tax estimate in real-time, sets money aside for tax every time you’re paid, flags allowances you’re eligible for and reminds you of key deadlines.
Protection as standard
You’re covered by our latest security features, including biometric logins, dedicated security and compliance teams, and the ability to freeze your card or contact us 24/7 if you suspect fraud. With us, your business is in safe hands.
Get a free Dojo Go
Open a Countingup business current account with a free 3 month trial and start taking super-fast card payments with a free Dojo Go (RRP £179).
- Claim your free card reader and receive in a few days
- Built-in WiFi and 4G so you can take payments anywhere
- Accepts all major payments including Apple Pay & Google Pay
- Exclusive to Countingup *Offer valid for new Dojo customers only
All the finance tools, none of the fuss
- Get paid your way Send invoices, payment links and take card payments with ease
- Bookkeeping without the admin From categorising transactions to matching invoices, it’s all automatic
- Put money aside for tax See estimates in real-time, save a % of your income and avoid surprises
- Stay on top of unpaid invoices Track what customers owe from the app
- Snap and store receipts easily Keep expenses organised and in one place
- Track cashflow and performance Understand how your business is doing at a glance
- File VAT returns in-app We're compliant with Making Tax Digital (MTD)
- Share data with your accountant Give secure access to the information they need via Accountant Hub
- UK-based support We're on hand to answer your questions, 7 days a week
Countingup has been fantastic for my business, so simple to use and makes doing my accounts very easy by categorising all payments.
Neil Smith Painter & Decorator Ltd
The app allows you to run everything from your phone, from invoices, great accounting software and a tax pot to ensure you're never left in a sticky situation with tax & VAT.
Team Ubique Wall Tie & Damp Proof Specialists Ltd
Simple monthly pricing that grows with your business
Our plans are based on your monthly income, you only pay more as your business grows. Plus you get a business current account, accounting and tax tools included – that means big savings on separate accounting software, tax filing tools and accountant fees.
Ready to save time and money like 100,000+ other small businesses?
Is my money safe?
We’re an agent of PPS who are regulated by the Financial Conduct Authority (FCA). As an e-money institution, PPS protects your money through a process called safeguarding.
Safeguarding means your money is kept completely separate from PPS’s own money. So if you ever need to withdraw your funds or request a refund, your money is there and available.
PPS is also required to go through annual independent audits to make sure these safeguarding processes are working as they should and that your money is properly protected. Please note that your money is not protected by the Financial Services Compensation Scheme (FSCS).
A few important things to know:
- Safeguarding applies to all Countingup customers, with no defined limit per customer or account (aside from our usual account balance limits). This means that all the money within your Countingup account is protected.
- In the unlikely event that PPS fails, there is no limit to the amount of your money that is protected. However, some costs may be taken by an administrator or liquidator to cover the cost of returning it. This could impact the amount that you receive and take a bit more time to get your money back.