Update 30 September 2025

Limited Company Customer Referral Terms & Conditions

We will pay £50 to your Countingup Account and the Countingup Account of a new limited company customer you refer to us, if you both satisfy the following terms and conditions. Payment will be made within 2 calendar months after the terms are met.

You can make up to 3 successful referrals each calendar month.

Countingup customers must be either sole traders or companies based in the UK. So to be eligible for this referral programme, you must be at least 18 years old, a UK resident and either a sole trader or the director of a limited company incorporated in the UK, and satisfy all the conditions below.  The customer you refer must be a limited company in order for you to qualify for the paid referral incentive programme.

As the promoters of this offer, we have to give you our details:

Counting Limited, trading as Countingup. Company number: 10729748. Registered Office: 20-22 Wenlock Road, London, N1 7GU. See ‘Our Details’ below for further information.

This referral programme runs from 30th September 2025 to 30th December 2025. We have the right to change, extend or withdraw the programme in general or for any individual company at any time without any notice.

To successfully refer someone to Countingup 📲

You can make a referral under this programme if you are a valid Countingup customer with an open Countingup business current account in good standing (for example, this means not under investigation or suspended).

How it works

  1. Send your unique referral link directly to an eligible limited company in the UK who you think might benefit from Countingup and who has consented to receive your message (you can find your unique referral link in the Countingup app, under Your account).
  2. They tap and follow your referral link to apply for a Countingup business current account.
  3. If the new customer application is approved, they then have 60 days to follow the steps below to be successfully referred.

To successfully be referred to Countingup 👋

How it works

  • Tap and follow the referral link that you receive and apply for a Countingup business current account as a Limited company(the applicant must be eligible to be a Countingup customer).
  • If approved, once you receive and activate your Countingup card, you must make valid debit card payments totalling at least £150 with that card within 60 days (excluding ATM withdrawals and transfers to your or your company’s accounts at another bank or payment service provider) and none of the following restrictions apply:

We won’t pay any referral incentive (even if there’s a referral) if the above requirements are not met or if:

  • You close your account or your account is suspended
  • Your business stops trading or is dissolved
  • The business you referred to Countingup is NOT a limited company.
  • The business owner you referred to Countingup turns out to be yourself or any individual or business connected with your business (for example a Director or Employee).
  • We suspect any fraudulent or suspicious behaviour on your Countingup account or in connection with this referral programme
  • We suspect you are attempting to inappropriately exploit the offer (eg. by exceeding the monthly limit(s), paying for advertising to promote your link, publishing our referral offer publicly in an attempt to recruit others to help exploit the offer, or publicly publishing your referral link or an offer to send your referral link, such as on a social media site).
  • The referral link you received belongs to a staff member of Counting Limited

Important details to note ✍️

By taking part in our referral programme, you agree to these terms and conditions.

If we suspect any fraudulent behaviour or breach of these terms and conditions or the Countingup Account Agreement, we can refuse to pay both you and the customer you refer, or reverse a payment we’ve already made.

We aren’t able to accept everyone who applies for a Countingup business current account using a referral link. We have a duty to keep Countingup and all our customers safe, so we have processes in place to ensure this.

Each person or business that receives a £50 referral incentive under this programme is responsible for paying any taxes or deductions on the amount received.

These terms and conditions are governed by and construed under English law and any disputes in relation to these terms and conditions are subject to the exclusive jurisdiction of the English courts.

Got a question?

If you have questions about the referral programme, you can message us in-app or email us at support@countingup.com.

Our details

Countingup operates the Countingup website www.countingup.com and an associated mobile app, offering an electronic money business account with built-in accounting and tax software. Prepay Technologies Ltd (referred to as “PPS” or “EPS” or “PPT”) is the e-money issuer of your business account and Counting Ltd is a registered Agent of PPS. PPS is authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuance of electronic money. PPS protects your money through a process known as safeguarding. For explanation of how your funds are protected, please visit www.eps.edenred.com/regulatory-information. The Countingup card is an electronic money product issued by PPS pursuant to licence by Mastercard International Incorporated. Counting Ltd (FRN 948100) is also registered as an Introducer Appointed Representative of Superscript t/a Enro Ltd which is authorised and regulated by the Financial Conduct Authority (FRN 656459).